Global health cover for UAE travelers — flexible plans, local support
Comprehensive international and travel health insurance tailored for travelers, expatriates, and businesses in the UAE. Plans cover emergency medical care, evacuation, repatriation, and illness while abroad, with options for single-trip, annual multi-trip, and long-term expatriate coverage.
Overview
AL SAHRAA helps individuals, families, and companies based in the UAE secure international and travel health insurance that fits trip duration, destination risk, and budget. We arrange policies that provide emergency treatment, medical evacuation, repatriation, and COVID-19 related coverage when available from the insurer. Our advisors compare global insurers to recommend plans with clear limits, co-pay terms, and network access, and we explain exclusions and pre-existing condition handling to reduce surprises at claim time. For expatriates and long-term travelers we offer annual international plans that mirror many domestic benefits while extending worldwide coverage. For corporate travel, we help HR teams set up group travel medical programs, ensure compliance with client or visa requirements, and streamline issuance of travel certificates. Support includes 24/7 claims guidance, local claims submission assistance in Dubai and Ajman, and policy amendments when travel plans change. Getting covered is straightforward: we assess travel purpose and duration, match policy options, help with documentation and purchase, and provide ongoing support until the traveler returns or the policy terminates.
What to prepare
- Passport copy for each traveler
- UAE resident visa or Emirates ID (if applicable)
- Travel itinerary or flight confirmation
- Completed medical declaration form for applicants with pre-existing conditions
- Proof of prior insurance or policy number (if replacing existing cover)
- Payment confirmation or receipt
- For minors: birth certificate or guardianship documents
How the process works
- Tell us trip details: destinations, dates, traveler ages and any pre-existing conditions
- Compare suitable plans and explain coverage limits, exclusions and excesses
- Select policy and confirm premiums, add optional riders if needed (evacuation, COVID-19 cover)
- Provide required documents and complete application with insurer
- Issue policy documents and provide 24/7 emergency contact and claims guidance
Why clients choose AL SAHRAA
- Admin-reviewed quotations before you proceed.
- Document coordination and progress tracking in one portal.
- Support for business, compliance, visa, insurance, and IT-related requests.
- Clear request history, updates, and delivery follow-up.
Frequently asked questions
Who needs international or travel health insurance when in the UAE?
Anyone traveling outside their home country or residing temporarily in the UAE who wants coverage for medical emergencies, evacuation, or repatriation should consider travel or international health insurance. Expatriates with long-term stays often prefer annual international plans.
Does travel health insurance cover pre-existing conditions?
Coverage for pre-existing conditions varies by insurer and plan. Some policies exclude them, others offer cover after waiting periods or with additional premium. We review options and explain insurer-specific terms before purchase.
What is medical evacuation and is it included?
Medical evacuation covers transport to the nearest suitable medical facility or repatriation to your home country when required. Many plans offer it as standard or optional; we can prioritize plans that include evacuation if that is important to you.
Can I get coverage for COVID-19 related treatment and quarantine?
Some insurers include COVID-19 treatment and associated medical costs; policies differ on quarantine or trip interruption benefits. We will disclose current insurer positions and recommended options at the time of quotation.
How do I make a claim while traveling?
We provide the insurer's 24/7 emergency contact and claims process; typically you contact the emergency assistance team first, obtain authorisation, keep medical reports and receipts, and submit claims per insurer requirements. We assist with coordination from UAE if needed.
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